Sunday, February 28, 2010

Thanks Capital One, But We're OK

Email Message From Capital One: Please call us ASAP so that we can confirm that your credit card account has not been compromised. There has been unusual activity on it today.

What I Would Have Emailed Back Had I Not Simply Called: Dear Capital One. Thank you for your concern. There was indeed excessive activity on our account today, to the tune of $3,300. I spent five unbelievable weeks in the British Isles during my senior year of college, and we have decided for some reason that my daughter should get to have a European experience too before she even goes to college. She is going on a fast-paced tour which will be much different than my more slow-paced experience, staying in bed and breakfasts, hiking through quaint villages like York and Cambridgeshire, and attempting to read Dubliners at a park near the Guinness Brewery after having a pint....or two.  When we decided to give our daughter this Christmas, birthday, and graduation present combined, we anticipated having paid for the entire trip long before this time, but the economy seems to have affected our finances a bit, so we have not paid a cent since our original $1,000 down payment. Rest assured that we will eventually pay off this amount, but for now, enjoy charging us the nine percent interest rate that we have agreed to have between us, and thanks for checking on us. It is true that we are ordinarily much more frugal than it appears that we are being this month.

5 comments:

Willow said...

At least they're checking up. Did you know that "I" purchased a bunch of golf clubs in Virginia a while back even though I wasn't there and I don't play golf? Fortunately Visa caught it...

TheBlackSheep said...

Yes, at least they're checking up. And hey, at least the dollar has gone back up a little. Every little bit counts.

JayJay said...

Yikes! Isn't our state budget crisis lovely, especially when it affects us? I think you are doing a wonderful thing for your daughter, and things should get better soon in our lovely state.

Thimbleanna said...

Wow! Lucky girl -- I wish I could go with her -- I'll bet you do too! The things we do for those little angels that we love so much!

At least your cc company checked with you. Ours just supended our card. While we were on a little shopping trip. The week before Christmas. Who does that during the holidays when you're spending more money than you normally would??? Next year, I'll probably call them ahead of time and let them know there will be some unusual activity and thanks for their concern!

Anonymous said...

Caroline, you crack me up! Thanks for making me laugh.
And I saw our friend Jerry Livingstone this morning at the pool. which made me laugh thinking of your comment to his mom on how she better get to class.